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:root{--navy:#0c273d;--navy-2:#163a57;--teal:#039788;--teal-soft:#e3f3f1;--ink:#1d2b36;--muted:#5b6b78;--line:#d9e2e8;--bg:#fff;--bg-alt:#f4f8f9;--radius:14px}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{background:var(--bg);color:var(--ink);margin:0;font-size:17px;line-height:1.6}a{color:inherit;text-decoration:none}h1,h2,h3{color:var(--navy);margin:0;line-height:1.2}h1{letter-spacing:-.02em;font-size:clamp(2rem,4.6vw,3.2rem);font-weight:800}h2{letter-spacing:-.01em;margin-bottom:28px;font-size:clamp(1.6rem,3.2vw,2.2rem);font-weight:800}h3{font-size:1.1rem;font-weight:700}p{margin:0}.wrap{width:100%;max-width:1140px;margin:0 auto;padding:0 20px}.accent{color:var(--teal)}.eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin-bottom:12px;font-size:.8rem;font-weight:800}.eyebrow.light{color:#7fd6cc}.lead{color:var(--muted);max-width:60ch;margin-top:20px;font-size:1.1rem}.btn{background:var(--teal);color:#fff;border:2px solid var(--teal);border-radius:10px;justify-content:center;align-items:center;padding:13px 22px;font-weight:700;transition:background .15s,border-color .15s;display:inline-flex}.btn:hover{background:#027a6e;border-color:#027a6e}.btn-ghost{color:var(--navy);border-color:var(--line);background:0 0}.btn-ghost:hover{background:var(--bg-alt);border-color:var(--navy)}.btn-small{padding:8px 16px;font-size:.92rem}.topbar{z-index:10;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);background:#fffffff0;position:sticky;top:0}.topbar-inner{justify-content:space-between;align-items:center;gap:16px;height:72px;display:flex}.logo{width:auto;height:40px;display:block}.nav{align-items:center;gap:26px;font-size:.95rem;font-weight:600;display:flex}.nav a:not(.btn):hover{color:var(--teal)}.hero{background:linear-gradient(180deg, #fff 0%, var(--bg-alt) 100%);border-bottom:1px solid var(--line);padding:72px 0 80px}.hero-grid{grid-template-columns:1.25fr .9fr;align-items:center;gap:56px;display:grid}.actions{flex-wrap:wrap;gap:12px;margin-top:30px;display:flex}.for-who{color:var(--muted);max-width:55ch;margin-top:26px;font-size:.95rem}.card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 10px 30px #0c273d0f}.index-card{padding:22px 24px 18px}.index-head{border-bottom:3px solid var(--teal);justify-content:space-between;align-items:center;margin-bottom:8px;padding-bottom:14px;display:flex}.index-tag{color:var(--navy);font-weight:800}.index-ref{color:var(--muted);font-size:.85rem}.index-list{counter-reset:idx;margin:0;padding:0;list-style:none}.index-list li{counter-increment:idx;border-bottom:1px solid #eef2f4;justify-content:space-between;align-items:center;padding:7px 0;font-size:.93rem;display:flex}.index-list li span:first-child:before{content:counter(idx) ".";width:2em;color:var(--muted);font-weight:600;display:inline-block}.sub-list li{align-items:flex-start;padding:9px 0}.sub-list li>span:first-child{grid-template-columns:2em 1fr;display:grid}.sub-list li>span:first-child:before{grid-row:span 2}.sub-list b{color:var(--navy);font-size:.97rem;font-weight:700}.sub-list small{color:var(--muted);grid-column:2;font-size:.82rem}.tick{color:var(--teal);font-weight:800}.index-foot{color:var(--muted);margin-top:12px;font-size:.85rem}.section{padding:84px 0}.section.alt{background:var(--bg-alt);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.services{grid-template-columns:1.3fr 1fr;align-items:start;gap:24px;display:grid}.service{padding:30px}.service h3{margin-bottom:12px;font-size:1.4rem}.service>p{color:var(--muted)}.main-service{border-top:5px solid var(--navy)}.services .service:not(.main-service){border-top:5px solid var(--teal)}.service-tag{letter-spacing:.08em;text-transform:uppercase;color:var(--navy);background:#e7edf2;border-radius:999px;margin-bottom:14px;padding:4px 10px;font-size:.78rem;font-weight:800;display:inline-block}.service-tag.teal{color:#026b61;background:var(--teal-soft)}.checklist{margin:20px 0 0;padding:0;list-style:none}.checklist li{border-bottom:1px solid #eef2f4;padding:8px 0 8px 30px;position:relative}.checklist li:before{content:"✓";color:var(--teal);font-weight:800;position:absolute;top:8px;left:4px}.note{color:var(--navy);background:var(--bg-alt);border-left:3px solid var(--teal);border-radius:0 8px 8px 0;margin-top:18px;padding:10px 14px;font-size:.92rem}.steps{grid-template-columns:repeat(5,1fr);gap:18px;margin:0;padding:0;list-style:none;display:grid}.step{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:22px 20px}.step-no{background:var(--navy);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:34px;height:34px;margin-bottom:14px;font-weight:800;display:inline-flex}.step h3{margin-bottom:8px}.step p{color:var(--muted);font-size:.93rem}.review-note{color:var(--teal);margin-top:26px;font-weight:700}.reasons{grid-template-columns:repeat(4,1fr);gap:28px;display:grid}.reason{border-top:3px solid var(--teal);padding-top:18px}.reason h3{margin-bottom:8px}.reason p{color:var(--muted);font-size:.95rem}.portal{background:var(--navy);color:#cfdbe4;padding:64px 0}.portal h2{color:#fff;margin-bottom:14px}.portal p{max-width:62ch}.portal-inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:28px;display:flex}.nav-login{color:var(--teal)}.contact{grid-template-columns:1.2fr 1fr;align-items:center;gap:48px;display:grid}.contact h2{margin-bottom:0}.contact-card{padding:8px 24px}.contact-line{border-bottom:1px solid var(--line);color:var(--navy);justify-content:space-between;gap:16px;padding:16px 0;font-weight:700;display:flex}.contact-line:last-child{border-bottom:0}.contact-line:hover{color:var(--teal)}.contact-label{color:var(--muted);font-weight:600}.footer{border-top:1px solid var(--line);color:var(--muted);padding:26px 0;font-size:.88rem}.footer-inner{flex-wrap:wrap;justify-content:space-between;gap:10px;display:flex}.footer a:hover{color:var(--teal)}@media (max-width:980px){.hero-grid,.services,.contact{grid-template-columns:1fr}.steps,.reasons{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){body{font-size:16px}.nav a:not(.btn):not(.nav-login),.nav .btn-small{display:none}.logo{height:32px}.hero{padding:44px 0 56px}.section{padding:60px 0}.steps,.reasons{grid-template-columns:1fr}.service{padding:24px 20px}.contact-line{flex-direction:column;gap:2px}}